Level 3 – Redux

Once again, I found myself numb, wandering like a zombie thinking what went wrong. But rather than falling into the trap of self pity, I took a systematic review of my marks, and noticed some areas that dragged me away from the finish line. It took self-discipline and focus on the goal to ignore the…

Level 3

I enrolled for Level 3, knowing well that this was a whole other animal than the first two exams. The goal of the exam would now shift from analysis to application, and the format too would now change. The Level 3 exam has two sections, morning, and evening. The morning section is a written-answers one,…

CFA Level 2 – Redux

It was hard not to get disheartened. But in such times, I have found that a systematic approach always helps you keep aside any emotion and walk a steady pace. I chalked up a nice plan to restudy the material, deciding how many pages I must read to cover the syllabus and revise it properly.…

CFA Level 2

When I was reading ‘Harry Potter and the Deathly Hallows’, the last book of the series, I kept on wondering that so many new plots were opening up, how were they going to fill them in only half a book? To JK Rowling’s credit, she did it spectacularly. I got a similar feeling while studying…

CFA Level 1

Luckily, because of working in a financial firm, the concepts in Level 1 were either known or logical for me. So, I worked steadily towards finishing the syllabus.  My exam center was Hotel Hyatt at Kharadi. I was surprised to see so many exam candidates in the early morning. And this was only level 1!…

My CFA journey – Prelude

When does a journey start? Is it when you take your first step towards it, or when you thought about reaching the destination the first time? While I can pinpoint when I paid the fees to start my journey towards becoming Chartered Financial Analyst – CFA, the gradual stages of getting to know the designation,…

Pahalgam to Gulmarg via Pampore and Avantipur

En route, we stopped in Pampore village for cricket bat shopping. I don’t play cricket, and Bharavee is too young to play yet. But as we were passing right through the town that is so famous for its Willow bats, it made no sense not to stop and shop. We then moved on interior roads,…

Pahalgam taxi ride

There are two travel routes in Pahalgam. One is what we did yesterday, the 4.5 hours horse ride. Another was a taxi ride covering three points of interest, Aru valley, Chandanwari and Betab valley. After doing both, I thought these were more of an either-or kind of options. The taxi collected us from our hotel…

Pahalgam horse ride and local market

The JKTDC Alpine hotel as well as the huts are located only a kilometer or so from the main road where the bazaar and restaurants are located. But the kilometer is not really a walkable distance for someone with elders or young children. Grandma and grandkid taking a detour to climb down from the Alpine…

Martand Surya Temple

Many travellers travel between Srinagar and Pahalgam, but few venture to the Martand Temple, a site of 1400 year old temple ruins located a few kilometers inside the main road. The Martand Temple site is maintained by ASI, and the entry is free. You need to tell the names of the visitors at the entry…